Tier-I is the mandatory pension account — contributions are locked until exit from government service. Tier-II is an optional savings account — funds can be withdrawn at any time. Government does not contribute to Tier-II.
Source: NPS Rule 13
What is the difference between Tier-I and Tier-II accounts?
Related Questions
What happens if there is no eligible family member at the time of a subscriber's death?
What if my appointment order was dated December 2003 but I joined in February 2004 — which scheme applies?
Is the NPS corpus guaranteed?
Why is 40% of the corpus locked into an annuity?
Is there a penalty for not contributing to Tier-II in a year?
This answer is for informational purposes only and does not constitute legal advice. Always refer to the original rules and consult competent authorities for official interpretation.