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What if my appointment order was dated December 2003 but I joined in February 2004 — which scheme applies?

National Pension SystemNPSRule 9

You remain under the old CCS (Pension) Rules, 1972, because your selection was finalized before 1 January 2004. The date of selection, not the date of physical joining, governs the applicable scheme in your case.

Source: NPS Rule 9

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This answer is for informational purposes only and does not constitute legal advice. Always refer to the original rules and consult competent authorities for official interpretation.