The contributions are guaranteed, but the final corpus depends on investment returns. PFRDA regulates the investment norms to ensure a reasonable balance between safety (85% fixed income) and growth (15% equity).
Source: NPS Rule 5
The contributions are guaranteed, but the final corpus depends on investment returns. PFRDA regulates the investment norms to ensure a reasonable balance between safety (85% fixed income) and growth (15% equity).
Source: NPS Rule 5
What happens if there is no eligible family member at the time of a subscriber's death?
What if my appointment order was dated December 2003 but I joined in February 2004 — which scheme applies?
Why is 40% of the corpus locked into an annuity?
Is the option irrevocable once the employee dies?
Is there a penalty for not contributing to Tier-II in a year?
This answer is for informational purposes only and does not constitute legal advice. Always refer to the original rules and consult competent authorities for official interpretation.