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What is the default option if the subscriber dies before completing 15 years of service without submitting Form-1?

National Pension SystemNPSRule 18

Family pension and invalid pension are provided under CCS (Pension) Rules, 1972, and extraordinary pension under CCS (EOP) Rules, 1939 — the traditional safety-net rules.

Source: NPS Rule 18

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This answer is for informational purposes only and does not constitute legal advice. Always refer to the original rules and consult competent authorities for official interpretation.