Rule 28 - Pension Payment Location
Original Rule Text
28. Place of payment of pension.–(1) Subject as hereinafter provided, service or political pensions payable in India may be drawn from any of the channels such as the authorised bank (as per the Scheme of Payment of Pensions for Central Civil Pensioners through authorised banks) or treasury or Pay and Accounts Office which was responsible for the payment of last dues or Accountants General subject to such conditions as may be laid down by the Controller General of Accounts.
Explanation.– For the purposes of this rule,–
(i) “service pension” means a pension including provisional pension payable to, or in respect of, a person in consideration of past employment under the Government or the Government of a State, either before or after the commencement of the Constitution, and includes a gratuity so payable.
(ii) “political pension” means a pension not being a service pension granted or customarily payable to or in respect of a person, on political consideration or compassionate grounds or in consideration of distinguished or meritorious services or on the surrender of rights or emoluments, and includes assignments or compensations payable in the form of fixed allowances or grants;
(2) Pension to ex-servicemen of Assam Rifles may be disbursed through banks or sub-post office at Vijay Nagar in Arunachal Pradesh.
(3) Pension to the pensioners residing in Nepal shall be disbursed through Embassy of India, Kathmandu (Nepal).
(4) Pension to the following Indian National foreign pensioners shall be disbursed in India, namely: -
(a) Burma Civilian Pensioners and Family Pensioners;
(b) Singapore Pensioners;
(c) Sri Lanka Pensioners;
(d) Pakistan Civil Pensioners and Family Pensioners.
(5) Pensioners who retire from the Department of Posts may, on the basis of their option, draw their pension either through the Public Sector Banks or from authorised Post Office in India.
(6)
(a) Pensions due to pensioners of defence services may be disbursed by any one of the following agencies;
(i) treasury officers; or
(ii) pension paymasters; or
(iii) such Post Offices as may be nominated in this behalf by the Department of Posts; or
(iv) authorized Public Sector Banks or Private Sector Banks;
(b) Pensions of railway pensioners may be disbursed by any one of the agencies specified in items (i), (iii), or
(iv) of clause (a).
What This Means
Rule 28 of the Receipt and Payment Rules deals with where you can receive your pension payments. Basically, it gives pensioners some flexibility in choosing where they want to collect their pension. Instead of being stuck with one specific office, you can generally choose from authorized banks, treasuries, or Pay and Accounts Offices. The specific options available to you will depend on where your last salary or dues were paid from and any specific instructions issued by the Controller General of Accounts (CGA).
This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.
Key Points
- 1Pensioners have some choice in where they receive their pension payments.
- 2Options include authorized banks, treasuries, and Pay and Accounts Offices.
- 3The choice is subject to the Scheme of Payment of Pensions and CGA guidelines.
- 4The payment channel is often linked to where the last dues were paid.
Practical Example
Mr. Sharma retired from the Ministry of Finance. His last salary was processed by the Pay and Accounts Office (PAO) in Delhi. Upon retirement, Mr. Sharma wants to receive his pension through a bank closer to his hometown in Jaipur. According to Rule 28, Mr. Sharma can apply to receive his pension through an authorized bank branch in Jaipur, provided it's part of the Scheme of Payment of Pensions. He needs to follow the procedure laid down by the CGA to switch his pension disbursement channel from the PAO Delhi to the bank in Jaipur. He submits the necessary forms and documentation to the PAO and the bank, and after verification, his pension starts being credited to his bank account in Jaipur.
This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.
Frequently Asked Questions
Can I change my pension payment location after retirement?▼
What are the 'authorized banks' mentioned in the rule?▼
Who is the Controller General of Accounts (CGA) and what is their role?▼
Does this rule apply to all types of pensions?▼
This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.
Test Your Knowledge
Question 1 of 3
According to Rule 28 of the Receipt and Payment Rules, which of the following is NOT generally a valid channel for drawing service or political pensions payable in India?