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Rule 28 - Pension Payment Location | KartavyaDesk

RPR

Original Rule Text

28. Place of payment of pension.–(1) Subject as hereinafter provided, service or political pensions payable in India may be drawn from any of the channels such as the authorised bank (as per the Scheme of Payment of Pensions for Central Civil Pensioners through authorised banks) or treasury or Pay and Accounts Office which was responsible for the payment of last dues or Accountants General subject to such conditions as may be laid down by the Controller General of Accounts.

What This Means

Rule 28 of the Receipt and Payment Rules deals with where you can receive your pension payments. Basically, it gives pensioners some flexibility in choosing where they want to collect their pension. Instead of being stuck with one specific office, you can generally choose from authorized banks, treasuries, or Pay and Accounts Offices. The specific options available to you will depend on where your last salary or dues were paid from and any specific instructions issued by the Controller General of Accounts (CGA).

This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.

Key Points

  • •Pensioners have some choice in where they receive their pension payments.
  • •Options include authorized banks, treasuries, and Pay and Accounts Offices.
  • •The choice is subject to the Scheme of Payment of Pensions and CGA guidelines.
  • •The payment channel is often linked to where the last dues were paid.

Practical Example

Mr. Sharma retired from the Ministry of Finance. His last salary was processed by the Pay and Accounts Office (PAO) in Delhi. Upon retirement, Mr. Sharma wants to receive his pension through a bank closer to his hometown in Jaipur. According to Rule 28, Mr. Sharma can apply to receive his pension through an authorized bank branch in Jaipur, provided it's part of the Scheme of Payment of Pensions. He needs to follow the procedure laid down by the CGA to switch his pension disbursement channel from the PAO Delhi to the bank in Jaipur. He submits the necessary forms and documentation to the PAO and the bank, and after verification, his pension starts being credited to his bank account in Jaipur.

This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.

Frequently Asked Questions

Can I change my pension payment location after retirement?▼
Yes, Rule 28 allows you to change your pension payment location, subject to certain conditions and procedures laid down by the Controller General of Accounts.
What are the 'authorized banks' mentioned in the rule?▼
These are banks that have been authorized by the government to disburse pensions under the Scheme of Payment of Pensions for Central Civil Pensioners through authorized banks.
Who is the Controller General of Accounts (CGA) and what is their role?▼
The CGA is the principal accounting advisor to the Government of India and is responsible for establishing and maintaining a sound financial management system. They issue guidelines and instructions related to pension payments.
Does this rule apply to all types of pensions?▼
Rule 28 specifically mentions service or political pensions payable in India. Other types of pensions might have different rules governing their payment.

This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.

Test Your Knowledge

Question 1 of 3

According to Rule 28 of the Receipt and Payment Rules, which of the following is NOT generally a valid channel for drawing service or political pensions payable in India?

Related Rules

GeneralReceipt & Payment Rules, 2022 - GeneralRule 1Receipt & Payment Rules, 2022 - Rule 1Rule 11Receipt & Payment Rules, 2022 - Rule 11Rule 23Receipt & Payment Rules, 2022 - Rule 23Rule 12Receipt & Payment Rules, 2022 - Rule 12

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