Rule 17 — NPS Rules
Original Rule Text
17. Those already in service are also required to exercise such option as well as to provide details of family as soon as possible. The option and details of family may be changed by the subscriber during service time. However, in case of his/her death, the family is not entitled to change the option finally given by the subscriber before demise. In case of ‘no family’, then the subscriber is to furnish the details as soon as he/she acquires a family after marriage/adoption.
What This Means
Existing government employees who were in service when the CCS (NPS) Rules, 2021 were notified are also required to submit Form-1 (option for benefits) and Form-2 (family details) as soon as practicable. The option for retirement benefits and the family details can be updated at any time during service. However, once the subscriber dies, the family loses the right to change the option that was last exercised by the deceased subscriber — the last recorded option is treated as final and binding.
If a subscriber has no family at the time of submitting Form-2 (for example, before marriage), they must furnish the family details as soon as they acquire a family — whether through marriage or adoption. This ensures the system always has current information to determine who receives benefits in the event of the subscriber's death.
This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.
Key Points
- 1Existing NPS subscribers (already in service when 2021 Rules were notified) must also submit Form-1 and Form-2.
- 2Option for benefits and family details can be updated any number of times during service.
- 3On the subscriber's death, the last option exercised is final — the family cannot change it.
- 4Subscribers without a family at the time of joining must submit family details as soon as they acquire one (through marriage or adoption).
Practical Example
Vijay Anand joined the government in 2010 and filed Form-1 choosing the CCS (Pension) Rules option and listed his parents in Form-2. He marries in 2018 and must now update Form-2 to add his wife and change his nomination. He does so in time. In 2023, he unfortunately passes away in service. Because his last Form-1 stated Option (b) — CCS (Pension) Rules — his family receives family pension as per the old rules, not as per NPS regulations. His widow cannot now change this option; the last choice Vijay made governs what his family receives.
This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.
Frequently Asked Questions
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This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.