Para 18 — NPS

18. An invalidated or discharged subscriber may give fresh option however, if fresh option is not given, then the option already given will be operative. In case of death of a subscriber while in service the last option exercised is final. If no option is available in case of subscriber dying while in service or those disabled or invalidated, who are unable to exercise the option and if death and/or invalidation/discharge happens before completion of 15 years of service or within 3 years of this notification (Upto Mar 2024) then the subscriber is granted family pension/invalid pension as per CCS(P) Rules and the disabled subscriber will be granted EOP as per CCS(EO) Pension Rules, 1939, as default option. In all other cases, where no option was exercised the claims will be regulated as per PFRDA (Exits and Withdrawals under NPS) Regulation, 2015 as default option. Further, in cases of a deceased subscriber when the option has been exercised, but there is no eligible member of the family then the option becomes infructuous and the option would be deemed to have become invalid. In such cases, the benefits will be admissible and shall be granted to the legal heirs of the subscriber as per NPS Regulation, 2015;