Rule 7 - GPF Subscription Start
Original Rule Text
RULE 7: CONDITIONS OF SUBSCRIPTION 7. Conditions of subscriptions (1) A subscriber shall subscribe monthly to the Fund except during the period when he is under suspension:
Provided that a subscriber may, at his option, not subscribe during leave which either does not carry any leave salary or carries leave salary equal to or less than half pay or half average pay:
Provided further that a subscriber on reinstatement after a period passed under suspension shall be allowed the option of paying in one lump sum, or in installments, any sum not exceeding the maximum amount of arrear subscriptions payable for that period.
NOTE 1.- Group 'C' and Group 'D' employees of the Survey of India who are sent on departmental leave need not subscribe to the Fund, during the period of such leave.
NOTE 2.- The holder of a seasonal post in an establishment need not subscribe to the Fund, during the period of his unemployment.
NOTE 3. - A subscriber need not subscribe during a period treated as dies non. (2) The subscriber shall intimate his election not to subscribe during the leave referred to in the first proviso to sub-rule (1) in the following manner:-
(a) if he is an officer who draws his own bills, by making no deduction on account of subscription in his first pay bill drawn after proceeding on leave;
(b) if he is not an officer who draws his own pay bills, by written communication to the Head of his Office before he proceeds on leave.
Failure to make due and timely intimation shall be deemed to constitute an election to subscribe.
The option of a subscriber intimated under this sub-rule shall be final. (3) A subscriber who has under Rule 32 withdrawn the amount standing to his credit in the Fund shall not subscribe to the Fund after such withdrawal unless he returns to duty.
(4) Notwithstanding anything contained in sub-rule (1) a subscriber shall not subscribe to the Fund
What This Means
This rule explains when a government officer must contribute to their General Provident Fund (GPF) account and when they have the option to stop or are not required to contribute. Generally, every officer must make a monthly contribution to their GPF account. However, there are specific situations where this is not mandatory.
You don't have to contribute if you are under suspension. You also have the choice not to contribute if you are on certain types of leave, specifically leave that doesn't pay you any salary, or leave where you receive half your usual pay or less. If you choose not to contribute during such leave, you must inform your office properly: if you draw your own salary bills, simply don't deduct the GPF amount from your first pay after going on leave; if not, you must send a written note to your Head of Office before your leave starts. If you don't give this notice, it will be assumed you want to continue contributing. Once you make this choice, it's final for that leave period. Special exceptions also apply to Group 'C' and 'D' employees of the Survey of India on departmental leave, holders of seasonal posts during unemployment, and during periods officially marked as 'dies non' (no work, no pay).
If you return to duty after a suspension, you have the option to pay back any missed GPF contributions for that period, either all at once or in installments. Also, if you have previously withdrawn the full amount from your GPF account under Rule 32, you cannot start contributing again until you actually return to duty.
This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.
Key Points
- 1Government officers must generally subscribe monthly to their General Provident Fund (GPF).
- 2Subscription is not required during periods of suspension, or for specific employee groups like certain Survey of India staff or seasonal workers during unemployment.
- 3Officers have the option not to subscribe during leave that carries no salary or only half pay/average pay.
- 4To exercise this option during leave, officers drawing their own bills must omit the deduction, while others must provide written notice to their Head of Office before the leave begins.
- 5Failure to properly notify the office means you will be considered to have chosen to continue subscribing, and this choice is final.
- 6After returning from suspension, officers can choose to pay back missed subscriptions in a lump sum or installments.
- 7If an officer has fully withdrawn their GPF balance under Rule 32, they cannot subscribe again until they resume duty.
Practical Example
Ms. Priya Sharma, a Section Officer, plans to take two months of 'Leave Without Pay' (LWP) to attend to a family matter. Since LWP carries no leave salary, she has the option not to subscribe to her GPF during this period. As an officer who draws her own bills, she decides to exercise this option. When preparing her pay bill for the month she goes on leave, she simply ensures that the GPF subscription amount is not deducted. Had she been an officer whose bills are drawn by the DDO, she would have sent a written communication to her Head of Office a week before her leave started, clearly stating her election not to subscribe to GPF during her LWP.
Later, Mr. Rajesh Kumar, a Senior Assistant, returns to duty after a six-month suspension period. During his suspension, he did not subscribe to his GPF. Upon reinstatement, he is given the choice to pay back the six months of missed subscriptions. He decides to pay them back in three equal monthly installments, which is allowed under the rule, to ensure his GPF balance grows steadily.
This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.
Cross References
Frequently Asked Questions
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This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.
Test Your Knowledge
Question 1 of 3
According to Rule 7 of the General Provident Fund Rules, when does a newly appointed government employee, joining the fund during the year, initiate their GPF subscription?