Para 7.7.4 — CAM
Original Rule Text
7.7.4.3 Transfer of Pension from one CPPC to another CPPC
Pensioner /Family Pensioner will submit the application indicating the new PAHB accounts No. etc. to the PAHB and the same will be forwarded by the branch to the present CPPC. On receipt of the application, scanned application and scanned PPO along with the last payment paid will be sent to the new CPPC by the present CPPC. Arrear of pension if any yet to be paid and amount of recovery if any yet to be made along with attested due and drawn statement may also be forwarded to the new CPPC.
The new CPPC will acknowledge the receipt of scanned copy of the PPO, application and the last payment reported by revert mail.
The new CPPC will incorporate this into the system and start the pension payment to the new account on ad-hoc basis for a period of 3 months or till the original document received whichever is earlier.
Old CPPC will stop pension disbursement and ensure that the disburser’s portion of PPO is transmitted to the new CPPC through Speed post and intimate the post No. to New CPPC.
The changed information will be intimated to the CPAO.
Note: To avoid the risk of overpayment at the time of transfer, the following certificate may be recorded on the Disburser's portion of the PPO by the old CPPC of the Authorized Bank: "Certified that payment of pension has been made up to the month of …………… and that this PPO consists of ………….. continuation sheets for recording disbursement”.
7.7.4.4 Transfer of Pension from CPPC of Authorised Banks to Embassy of India (EoI) Kathmandu: The Pensioner will submit transfer of Pension Account request on simple sheet of paper to the old PAHB after drawing the pension which has already fallen due. The PAHB on receipt of the request from Pensioner will forward it to the CPPC for taking further action. On receipt of request of transfer of Pension Account from PAHB, CPPC will forward the disburser portion of PPO along with the request of transfer application of the pensioner to CPAO. CPPC will also send Certificate of last pension paid, arrears of pension, if any, yet to be paid & the amount of recoveries, if any, yet to be made along with attested Drawn Statement along with PPO. On receipt of the documents from the CPPC of authorized Banks, CPAO will authorize EoI Kathmandu for making payment of future pension and forward all the documents to EoI Kathmandu. CPAO will inform concerned PAO in such cases.
7.7.4.5 Transfer of Pension from Embassy of India Kathmandu to CPPC of Authorised Banks in India: The Pensioner will submit transfer of Pension Accounts request on simple sheet of paper to the Embassy of India, Kathmandu indicating the detail of the Bank after drawing the pension which has already fallen due. On receipt of the request from Pensioner, the Embassy of India, Kathmandu will forward Disburser portion of PPO along with request letter of the pensioner to CPAO. EI Kathmandu will also send Certificate of last pension paid, arrears of pension, if any, yet to be paid and amount of recoveries, if any, yet to be made along with attested Drawn Statement and the PPO. On receipt of the documents from the EI Kathmandu, CPAO will forward all the documents to the concerned CPPC of Authorised Bank for making payment of future pension. CPAO will inform concerned PAO in such cases.
What This Means
This paragraph covers the procedure for transferring pension payment from one CPPC (bank) to another CPPC. The pensioner submits an application to the Pension Account Home Branch (PAHB) indicating the new bank account details. The PAHB forwards it to the current CPPC, which sends the scanned application, scanned PPO, last payment details, any pending arrears or recoveries, and the attested due amounts to the new CPPC. The transfer should be completed within a defined timeline. The paragraph also covers transfers within the same bank (branch to branch) and inter-bank transfers, ensuring continuity of pension with no gaps.
This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.
Key Points
- 1Pensioner applies at PAHB with new bank account details for inter-bank transfer
- 2Current CPPC sends scanned PPO, last payment, and pending arrears/recoveries to new CPPC
- 3Transfer must be completed within prescribed timelines to avoid payment gaps
- 4Intra-bank transfers (branch to branch) are also covered
- 5Continuity of pension payments must be ensured during the transition
Practical Example
A pensioner receiving pension through HDFC Bank relocates to a city where HDFC has limited branches and wants to switch to Indian Bank. She submits an application at her HDFC PAHB with her new Indian Bank account number. HDFC's CPPC scans the PPO, notes the last pension paid was for October 2026, and transmits all documents to Indian Bank's CPPC. Indian Bank begins crediting pension from November 2026, ensuring no gap in payment.
This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.
Frequently Asked Questions
Can a pensioner transfer pension to any bank?▼
What happens to pending recoveries during a bank-to-bank transfer?▼
How long does a bank-to-bank pension transfer take?▼
This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.