Para 7.5.2 — CAM
Original Rule Text
pensions payable will be authorized to the Banks by transmitting the PPOs to CPAO, in accordance with the procedure outlined in para 7.5.2.
7.5.6 There may be an occasion when the pensioner opting to draw pension through a bank dies before the PPO is sent to CPAO. In such cases PAO will make the payment of arrears of pension to the heirs of deceased pensioner, and PPO will be sent to CPAO for authorizing family pension only.
7.5.7 PAYMENT OF PENSION AT PAOs: The Pay and Accounts Officer of the Department/ Ministry will arrange to issue the necessary PPO to the pensioner opting to draw pension directly from the concerned PAO. The disbursement of pension in such cases will normally be made electronically by the PAO, and the expenditure will be booked to the final head of account.
7.6 DISBURSEMENT OF PENSION TO PENSIONERS THROUGH TREASURIES
What This Means
This paragraph clarifies that only future monthly pension payments are authorized through the banking channel by transmitting PPOs to CPAO. If a pensioner dies before the PPO reaches CPAO, the PAO pays the arrears of pension to the deceased's heirs directly, and sends the PPO to CPAO only for authorizing family pension going forward. For payment through PAOs (applicable to exceptional cases like Compassionate Fund or specific categories), the PAO credits pension by cheque or demand draft directly to the pensioner.
This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.
Key Points
- 1Only future monthly pensions are authorized via PPO transmission to CPAO for bank payment
- 2If pensioner dies before PPO reaches CPAO, PAO pays arrears to heirs directly
- 3After the death, PPO is sent to CPAO only for family pension authorization
- 4PAO channel pays pension by cheque or demand draft in exceptional cases
Practical Example
An officer retires on 31 March but unfortunately dies on 5 April before the PPO has been forwarded to CPAO. The PAO calculates the pension arrears from the date of retirement to the date of death and pays the amount directly to the legal heirs by cheque. The PAO then sends the PPO to CPAO with a note about the death, requesting authorization of family pension to the spouse through the banking channel.
This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.
Frequently Asked Questions
Can the bank pay pension arrears for the period before the PPO was received?▼
What if the pensioner's family pension needs to start immediately after death?▼
This explanation was generated with AI assistance for educational purposes. Always refer to the official gazette notification for authoritative text.