Loans from banks and recognized financial institutions are permissible. The prohibition under Rule 16 targets lending/borrowing with subordinates, superiors, and persons with official dealings — not regulated banking transactions.
Source: CCS-CONDUCT Rule 24
When must the Annual Property Return be filed?
Can service associations organise peaceful marches to submit memorandums?
Can a government servant lose their job solely because they married without permission?
What permission is needed to sell ancestral property?
Can a government servant marry a foreign national?
This answer is for informational purposes only and does not constitute legal advice. Always refer to the original rules and consult competent authorities for official interpretation.