UPSC Editorials Quiz : 18 April 2024

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Introducing QUED – Questions from Editorials, an innovative initiative from InsightsIAS. Considering the significant number of questions in previous UPSC Prelims from editorials, practicing MCQs from this perspective can provide an extra edge. While we cover important editorials separately in our Editorial Section and SECURE Initiative, adding QUED to your daily MCQ practice alongside Static Quiz, Current Affairs Quiz, and InstaDART can be crucial for better performance. We recommend utilizing this initiative to enhance your preparation, with 5 MCQs posted daily at 11 am from Monday to Saturday on our website under the QUIZ menu. Best of luck! 🙂

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• Question 1 of 5 1. Question Consider the following statements regarding Rat hole mining. Rat hole mining is a method of extracting coal from narrow and horizontal seams. It is prevalent in Meghalaya. The Law does not allow the National Green Tribunal (NGT) to ban the practice of Rat hole mining. How many of the above statements is/are incorrect? a) Only one b) Only two c) All three d) None Correct Solution: a) Statement 3 is incorrect. Rat hole mining is a method of extracting coal from narrow, horizontal seams, prevalent in Meghalaya. The term “rat hole” refers to the narrow pits dug into the ground, typically just large enough for one person to descend and extract coal. Once the pits are dug, miners descend using ropes or bamboo ladders to reach the coal seams. The coal is then manually extracted using primitive tools such as pickaxes, shovels, and baskets. Rat hole mining poses significant safety and environmental hazards. The mines are typically unregulated, lacking safety measures such as proper ventilation, structural support, or safety gear for the workers. Additionally, the mining process can cause land degradation, deforestation, and water pollution. This method of mining has faced severe criticism due to its hazardous working conditions, environmental damage, and numerous accidents leading to injuries and fatalities. The National Green Tribunal (NGT) banned the practice in 2014, and retained the ban in 2015. Incorrect Solution: a) Statement 3 is incorrect. Rat hole mining is a method of extracting coal from narrow, horizontal seams, prevalent in Meghalaya. The term “rat hole” refers to the narrow pits dug into the ground, typically just large enough for one person to descend and extract coal. Once the pits are dug, miners descend using ropes or bamboo ladders to reach the coal seams. The coal is then manually extracted using primitive tools such as pickaxes, shovels, and baskets. Rat hole mining poses significant safety and environmental hazards. The mines are typically unregulated, lacking safety measures such as proper ventilation, structural support, or safety gear for the workers. Additionally, the mining process can cause land degradation, deforestation, and water pollution. This method of mining has faced severe criticism due to its hazardous working conditions, environmental damage, and numerous accidents leading to injuries and fatalities. The National Green Tribunal (NGT) banned the practice in 2014, and retained the ban in 2015.

#### 1. Question

Consider the following statements regarding Rat hole mining.

• Rat hole mining is a method of extracting coal from narrow and horizontal seams.

• It is prevalent in Meghalaya.

• The Law does not allow the National Green Tribunal (NGT) to ban the practice of Rat hole mining.

How many of the above statements is/are incorrect?

• a) Only one

• b) Only two

• c) All three

Solution: a)

Statement 3 is incorrect.

Rat hole mining is a method of extracting coal from narrow, horizontal seams, prevalent in Meghalaya. The term “rat hole” refers to the narrow pits dug into the ground, typically just large enough for one person to descend and extract coal.

Once the pits are dug, miners descend using ropes or bamboo ladders to reach the coal seams. The coal is then manually extracted using primitive tools such as pickaxes, shovels, and baskets.

Rat hole mining poses significant safety and environmental hazards. The mines are typically unregulated, lacking safety measures such as proper ventilation, structural support, or safety gear for the workers. Additionally, the mining process can cause land degradation, deforestation, and water pollution.

This method of mining has faced severe criticism due to its hazardous working conditions, environmental damage, and numerous accidents leading to injuries and fatalities.

The National Green Tribunal (NGT) banned the practice in 2014, and retained the ban in 2015.

Solution: a)

Statement 3 is incorrect.

Once the pits are dug, miners descend using ropes or bamboo ladders to reach the coal seams. The coal is then manually extracted using primitive tools such as pickaxes, shovels, and baskets.

This method of mining has faced severe criticism due to its hazardous working conditions, environmental damage, and numerous accidents leading to injuries and fatalities.

The National Green Tribunal (NGT) banned the practice in 2014, and retained the ban in 2015.

• Question 2 of 5 2. Question Consider the following statements regarding marine heat waves. A marine heat wave occurs when the surface temperature of a particular region of the sea rises to 3 or 4 degrees Celsius above the average temperature for at least five days. They are temporary in nature and does not last for more than few weeks. kelp forests can withstand marine heat waves. How many of the above statements is/are correct? a) Only one b) Only two c) All three d) None Correct Solution: a) Only Statement 1 is correct. A marine heat wave is an extreme weather event. It occurs when the surface temperature of a particular region of the sea rises to 3 or 4 degrees Celsius above the average temperature for at least five days. MHWs can last for weeks, months or even years. Although an increase of 3 or 4 degrees Celsius in average temperatures may not be much for humans, it can be catastrophic for marine life. For instance, MHWs along the Western Australian coast during the summer of 2010 and 2011 caused some “devastating” fish kills — the sudden and unexpected death of many fish or other aquatic animals over a short period and mainly within a particular area — as per a 2013 study in the Journal of Marine Systems. A different study revealed that the same MHWs destroyed kelp forests and fundamentally altered the ecosystem of the coast. Kleps usually grow in cooler waters, providing habitat and food for many marine animals. Incorrect Solution: a) Only Statement 1 is correct. A marine heat wave is an extreme weather event. It occurs when the surface temperature of a particular region of the sea rises to 3 or 4 degrees Celsius above the average temperature for at least five days. MHWs can last for weeks, months or even years. Although an increase of 3 or 4 degrees Celsius in average temperatures may not be much for humans, it can be catastrophic for marine life. For instance, MHWs along the Western Australian coast during the summer of 2010 and 2011 caused some “devastating” fish kills — the sudden and unexpected death of many fish or other aquatic animals over a short period and mainly within a particular area — as per a 2013 study in the Journal of Marine Systems. A different study revealed that the same MHWs destroyed kelp forests and fundamentally altered the ecosystem of the coast. Kleps usually grow in cooler waters, providing habitat and food for many marine animals.

#### 2. Question

Consider the following statements regarding marine heat waves.

• A marine heat wave occurs when the surface temperature of a particular region of the sea rises to 3 or 4 degrees Celsius above the average temperature for at least five days.

• They are temporary in nature and does not last for more than few weeks.

• kelp forests can withstand marine heat waves.

How many of the above statements is/are correct?

• a) Only one

• b) Only two

• c) All three

Solution: a)

Only Statement 1 is correct.

A marine heat wave is an extreme weather event. It occurs when the surface temperature of a particular region of the sea rises to 3 or 4 degrees Celsius above the average temperature for at least five days. MHWs can last for weeks, months or even years.

Although an increase of 3 or 4 degrees Celsius in average temperatures may not be much for humans, it can be catastrophic for marine life. For instance, MHWs along the Western Australian coast during the summer of 2010 and 2011 caused some “devastating” fish kills — the sudden and unexpected death of many fish or other aquatic animals over a short period and mainly within a particular area — as per a 2013 study in the Journal of Marine Systems.

A different study revealed that the same MHWs destroyed kelp forests and fundamentally altered the ecosystem of the coast. Kleps usually grow in cooler waters, providing habitat and food for many marine animals.

Solution: a)

Only Statement 1 is correct.

• Question 3 of 5 3. Question Consider the following statements regarding Credit information bureaus. They maintain credit information of borrowers which can be accessed by banks and other lending institutions. They collect information of borrowers from credit card companies and non-bank financial institutions. The lending decision of banks and finance companies are not dependent on the rating given by the credit bureaus. How many of the above statements are correct? a) Only one b) Only two c) All three d) None Correct Solution: b) Statement 3 is incorrect. What are credit information bureaus? They maintain credit information of borrowers (including individuals, corporate, SMEs) which can be accessed by banks and other lending institutions. They collect information from a variety of credit providers including banks, credit card companies and non-bank financial institutions. They rate the borrowers in a scale of 300-900 with 900 being the highest rating. Banks and finance companies normally take decision on the rating given by the credit bureaus. If the borrower has a rating of over 800, he has a good chance to get a loan or credit card easily and at a lower interest rate. If a borrower defaults, his rating will come down. When the rating declines below 500, chances of getting low interest rates and even loans or cards also decline accordingly. Incorrect Solution: b) Statement 3 is incorrect. What are credit information bureaus? They maintain credit information of borrowers (including individuals, corporate, SMEs) which can be accessed by banks and other lending institutions. They collect information from a variety of credit providers including banks, credit card companies and non-bank financial institutions. They rate the borrowers in a scale of 300-900 with 900 being the highest rating. Banks and finance companies normally take decision on the rating given by the credit bureaus. If the borrower has a rating of over 800, he has a good chance to get a loan or credit card easily and at a lower interest rate. If a borrower defaults, his rating will come down. When the rating declines below 500, chances of getting low interest rates and even loans or cards also decline accordingly.

#### 3. Question

Consider the following statements regarding Credit information bureaus.

• They maintain credit information of borrowers which can be accessed by banks and other lending institutions.

• They collect information of borrowers from credit card companies and non-bank financial institutions.

• The lending decision of banks and finance companies are not dependent on the rating given by the credit bureaus.

How many of the above statements are correct?

• a) Only one

• b) Only two

• c) All three

Solution: b)

Statement 3 is incorrect.

What are credit information bureaus?

They maintain credit information of borrowers (including individuals, corporate, SMEs) which can be accessed by banks and other lending institutions. They collect information from a variety of credit providers including banks, credit card companies and non-bank financial institutions. They rate the borrowers in a scale of 300-900 with 900 being the highest rating. Banks and finance companies normally take decision on the rating given by the credit bureaus.

If the borrower has a rating of over 800, he has a good chance to get a loan or credit card easily and at a lower interest rate. If a borrower defaults, his rating will come down. When the rating declines below 500, chances of getting low interest rates and even loans or cards also decline accordingly.

Solution: b)

Statement 3 is incorrect.

What are credit information bureaus?

• Question 4 of 5 4. Question Consider the following statements regarding Goldilocks Economy. A Goldilocks economy is an economy that sustains moderate economic growth. It has low inflation, which allows a market-friendly monetary policy. Goldilocks economies are temporary in nature. How many of the above statements is/are correct? a) Only one b) Only two c) All three d) None Correct Solution: c) A Goldilocks economy describes an ideal state for an economy whereby the economy is not expanding or contracting by too much. A Goldilocks economy has steady economic growth, preventing a recession, but not so much growth that inflation rises by too much. A Goldilocks state is also ideal for investing because as companies grow and generate positive earnings growth, stocks perform well. Goldilocks economies are temporary in nature, as seen by the boom and bust cycles. Incorrect Solution: c) A Goldilocks economy describes an ideal state for an economy whereby the economy is not expanding or contracting by too much. A Goldilocks economy has steady economic growth, preventing a recession, but not so much growth that inflation rises by too much. A Goldilocks state is also ideal for investing because as companies grow and generate positive earnings growth, stocks perform well. Goldilocks economies are temporary in nature, as seen by the boom and bust cycles.

#### 4. Question

Consider the following statements regarding Goldilocks Economy.

• A Goldilocks economy is an economy that sustains moderate economic growth.

• It has low inflation, which allows a market-friendly monetary policy.

• Goldilocks economies are temporary in nature.

How many of the above statements is/are correct?

• a) Only one

• b) Only two

• c) All three

Solution: c)

• A Goldilocks economy describes an ideal state for an economy whereby the economy is not expanding or contracting by too much.

• A Goldilocks economy has steady economic growth, preventing a recession, but not so much growth that inflation rises by too much.

• A Goldilocks state is also ideal for investing because as companies grow and generate positive earnings growth, stocks perform well.

Goldilocks economies are temporary in nature, as seen by the boom and bust cycles.

Solution: c)

• A Goldilocks economy describes an ideal state for an economy whereby the economy is not expanding or contracting by too much.

• A Goldilocks economy has steady economic growth, preventing a recession, but not so much growth that inflation rises by too much.

• A Goldilocks state is also ideal for investing because as companies grow and generate positive earnings growth, stocks perform well.

Goldilocks economies are temporary in nature, as seen by the boom and bust cycles.

• Question 5 of 5 5. Question Consider the following statements regarding GS NIRNAY. GS NIRNAYis a mobile application aimed at empowering rural communities. It will provide easy access to critical information discussed during a Gram Sabha. It was launched by Niti Ayog. How many of the above statements is/are correct? a) Only one b) Only two c) All three d) None Correct Solution: b) Statement 3 is incorrect. GS NIRNAY: Ministry of Panchayati Raj GS NIRNAY (National Initiative for Rural India to Navigate, InnovAte and Resolve PanchaYat decisions) is a mobile application aimed at empowering rural communities. It will provide easy access to critical information discussed during a Gram Sabha; acting as a means of verification of facts where necessary or in case of queries that may arise regarding the resolutions undertaken during the Gram Sabha. Incorrect Solution: b) Statement 3 is incorrect. GS NIRNAY: Ministry of Panchayati Raj GS NIRNAY (National Initiative for Rural India to Navigate, InnovAte and Resolve PanchaYat decisions) is a mobile application aimed at empowering rural communities. It will provide easy access to critical information discussed during a Gram Sabha; acting as a means of verification of facts where necessary or in case of queries that may arise regarding the resolutions undertaken during the Gram Sabha.

#### 5. Question

Consider the following statements regarding GS NIRNAY.

• GS NIRNAYis a mobile application aimed at empowering rural communities.

• It will provide easy access to critical information discussed during a Gram Sabha.

• It was launched by Niti Ayog.

How many of the above statements is/are correct?

• a) Only one

• b) Only two

• c) All three

Solution: b)

Statement 3 is incorrect.

GS NIRNAY:

Ministry of Panchayati Raj GS NIRNAY (National Initiative for Rural India to Navigate, InnovAte and Resolve PanchaYat decisions) is a mobile application aimed at empowering rural communities.

It will provide easy access to critical information discussed during a Gram Sabha; acting as a means of verification of facts where necessary or in case of queries that may arise regarding the resolutions undertaken during the Gram Sabha.

Solution: b)

Statement 3 is incorrect.

GS NIRNAY:

Ministry of Panchayati Raj GS NIRNAY (National Initiative for Rural India to Navigate, InnovAte and Resolve PanchaYat decisions) is a mobile application aimed at empowering rural communities.

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