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Explain the difference between Current Account and Capital Account in BoP. Why is Current Account Deficit (CAD) a concern for India’s economy?

Kartavya Desk Staff

Topic: BoP

Topic: BoP

Q5. Explain the difference between Current Account and Capital Account in BoP. Why is Current Account Deficit (CAD) a concern for India’s economy? (10 M)

Difficulty Level: Medium

Reference: InsightsIAS

Why the question: The understanding of the Balance of Payments (BoP) and its components, along with the economic implications of a Current Account Deficit (CAD) for India. Key Demand of the question: Explain the distinction between Current and Capital Accounts in BoP and analyze why CAD poses concerns for India’s economic stability. Structure of the Answer: Introduction: Briefly define Balance of Payments (BoP) and its relevance in managing external economic stability. Body: Difference between Current Account and Capital Account: Present a clear tabular comparison covering aspects like definition, components, nature, and examples. Concerns of Current Account Deficit (CAD): Highlight the key implications, such as currency depreciation, forex reserve depletion, vulnerability to external shocks, and trade imbalances. Conclusion: Provide solutions like enhancing export competitiveness, attracting FDI, and diversifying energy imports to reduce CAD sustainably.

Why the question:

The understanding of the Balance of Payments (BoP) and its components, along with the economic implications of a Current Account Deficit (CAD) for India.

Key Demand of the question:

Explain the distinction between Current and Capital Accounts in BoP and analyze why CAD poses concerns for India’s economic stability.

Structure of the Answer:

Introduction: Briefly define Balance of Payments (BoP) and its relevance in managing external economic stability.

Difference between Current Account and Capital Account: Present a clear tabular comparison covering aspects like definition, components, nature, and examples.

Concerns of Current Account Deficit (CAD): Highlight the key implications, such as currency depreciation, forex reserve depletion, vulnerability to external shocks, and trade imbalances.

Conclusion:

Provide solutions like enhancing export competitiveness, attracting FDI, and diversifying energy imports to reduce CAD sustainably.

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