Expanding eligibility for health insurance is crucial for ensuring broader access to healthcare services. However, affordability is equally important to ensure that individuals can actually utilize their insurance coverage. Discuss.
Kartavya Desk Staff
Topic: Government policies and interventions for development in various sectors and issues arising out of their design and implementation.
Topic: Government policies and interventions for development in various sectors and issues arising out of their design and implementation.
3. Expanding eligibility for health insurance is crucial for ensuring broader access to healthcare services. However, affordability is equally important to ensure that individuals can actually utilize their insurance coverage. Discuss. (250 words)
Difficulty level: Tough
Reference: The Hindu
Why the question: The Insurance Regulatory and Development Authority of India (IRDAI), the apex regulator of insurance products, has asked companies to enable a wide demographic of citizens to benefit from health insurance. Key Demand of the question: To write about the importance of making insurance more eligible and affordable. Directive word: Discuss – This is an all-encompassing directive – you must debate on paper by going through the details of the issues concerned by examining each one of them. You must give reasons for both for and against arguments. Structure of the answer: Introduction: Begin by mentioning statistic related to insurance penetration in the country. Body: First, write about the various bottlenecks in insurance penetration in the country. Suggest reforms to ensure the that insurance is accessible and affordable by all. Conclusion: Conclude with a way forward.
Why the question:
The Insurance Regulatory and Development Authority of India (IRDAI), the apex regulator of insurance products, has asked companies to enable a wide demographic of citizens to benefit from health insurance.
Key Demand of the question:
To write about the importance of making insurance more eligible and affordable.
Directive word:
Discuss – This is an all-encompassing directive – you must debate on paper by going through the details of the issues concerned by examining each one of them. You must give reasons for both for and against arguments.
Structure of the answer:
Introduction:
Begin by mentioning statistic related to insurance penetration in the country.
First, write about the various bottlenecks in insurance penetration in the country.
Suggest reforms to ensure the that insurance is accessible and affordable by all.
Conclusion:
Conclude with a way forward.