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Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (PM-JAY) has significantly expanded access to healthcare services for millions of beneficiaries who were previously excluded due to financial constraints. Critically examine its performance.

Kartavya Desk Staff

Topic: Issues relating to development and management of Social Sector/Services relating to Health, Education, Human Resources.

Topic: Issues relating to development and management of Social Sector/Services relating to Health, Education, Human Resources.

3. Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (PM-JAY) has significantly expanded access to healthcare services for millions of beneficiaries who were previously excluded due to financial constraints. Critically examine its performance. (250 words)

Difficulty level: Tough

Reference: The Hindu

Why the question: The article highlights the need for reforms India’s Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (PM-JAY) health insurance scheme. Key Demand of the question: To write about the successes and limitations PM-JAY Directive word: Critically examine – When asked to ‘Examine’, we have to look into the topic (content words) in detail, inspect it, investigate it and establish the key facts and issues related to the topic in question. While doing so we should explain why these facts and issues are important and their implications. When ‘critically’ is suffixed or prefixed to a directive, one needs to look at the good and bad of the topic and give a fair judgment. Structure of the answer: Introduction: Begin by citing the aims and objectives Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (PM-JAY). Body: First, write about the Salient features of Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (PM-JAY). Next, write about the successes of the above – Reducing Out-of-Pocket Expenditure, Technology Integration, Coverage etc. Next, write about the limitations of the same – Non-payment of dues, Misidentification of beneficiaries, leaks, lack of quality treatment etc. Conclusion: Conclude by writing a way forward.

Why the question:

The article highlights the need for reforms India’s Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (PM-JAY) health insurance scheme.

Key Demand of the question:

To write about the successes and limitations PM-JAY

Directive word:

Critically examine – When asked to ‘Examine’, we have to look into the topic (content words) in detail, inspect it, investigate it and establish the key facts and issues related to the topic in question. While doing so we should explain why these facts and issues are important and their implications. When ‘critically’ is suffixed or prefixed to a directive, one needs to look at the good and bad of the topic and give a fair judgment.

Structure of the answer:

Introduction:

Begin by citing the aims and objectives Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (PM-JAY).

First, write about the Salient features of Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (PM-JAY).

Next, write about the successes of the above – Reducing Out-of-Pocket Expenditure, Technology Integration, Coverage etc.

Next, write about the limitations of the same – Non-payment of dues, Misidentification of beneficiaries, leaks, lack of quality treatment etc.

Conclusion:

Conclude by writing a way forward.

AI-assisted content, editorially reviewed by Kartavya Desk Staff.

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Articles in our archive published before our editorial team was expanded. Legacy content is periodically reviewed and updated by our current editors.

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